Terms of Service

Welcome to SkyDrive. The following terms and conditions govern all use of the SkyDrive platform and all content, services, and products available at or through our website, www.skydrive.one, and our mobile applications on the App Store and iOS.

1. Acceptance of Terms
   By accessing or using SkyDrive’s services, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree to these terms, please discontinue using the platform.

2. Registration
   To access the services on SkyDrive, you may need to register for an account. You agree to provide accurate, current, and complete information during registration and to update this information as needed. Account registration is required to use features such as wallet management, bill payments, and other services on SkyDrive.

3. Privacy
   Your use of SkyDrive is governed by our Privacy Policy, which details how we collect, use, and protect your information. Please review our Privacy Policy on our website to understand our practices.

4. Security
   You are responsible for maintaining the confidentiality of your account and wallet details. It is recommended that you use a strong password unique to SkyDrive and limit its use to this account only. SkyDrive is not liable for any loss or damage arising from your failure to secure your account.

5. Transactions
   SkyDrive facilitates payments for a range of services, including Virtual Top-Up (VTU), data recharges, and bill payments for utilities. You are responsible for ensuring the accuracy of all transaction details. SkyDrive will not be responsible for any loss of funds resulting from user error, such as sending funds to the wrong wallet address.

6. Fees
   Some services on SkyDrive may incur fees, which are outlined within our platform. By using services with associated fees, you agree to pay the charges as described. SkyDrive reserves the right to change its fee structure, and you will be notified of any changes in advance.

7. Wallet Usage
   The SkyDrive wallet is a feature that allows you to manage funds separately from your personal bank account. You agree to use the wallet for legitimate bill management and related transactions only.

8. Termination
   We may terminate or suspend your account immediately, without prior notice or liability, if you breach these terms or engage in prohibited activities. Upon termination, your right to use SkyDrive services will cease immediately.

9. Disclaimer
   The services provided by SkyDrive are offered “as is,” without warranties of any kind, either express or implied. SkyDrive makes no guarantee that the services will meet your needs or be available uninterrupted or error-free.

10. Governing Law
    These terms and any disputes arising from your use of SkyDrive will be governed by the laws of Nigeria. By using SkyDrive, you agree to submit to the jurisdiction of Nigerian courts for any legal proceedings.

11. Changes to Terms
    SkyDrive reserves the right to modify these terms at any time. It is your responsibility to periodically review these terms for any updates or changes. By continuing to access or use SkyDrive services after changes become effective, you agree to be bound by the revised terms.

12. Contact Us
    If you have any questions or concerns about these terms or the SkyDrive platform, please contact our customer support team through our website, www.skydrive.one.

By continuing to use SkyDrive, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.